Skip to content
the finance guys logo
  • Personal Loans
  • Automotive
  • Debt Solutions
  • Mortgages
  • Business Loans
  • Credit Reports
  • Personal Loans
  • Automotive
  • Debt Solutions
  • Mortgages
  • Business Loans
  • Credit Reports

Articles

Picture of Andre Lapointe

Andre Lapointe

Andre Lapointe is a credit and debt specialist who writes about credit scores, credit repair, and getting out of debt for Canadians at The Finance Guys. He focuses on practical, judgment-free steps readers can act on.
Person reviewing finances while considering a bad credit loan in Canada

How to Borrow With Bad Credit in Canada (2026)

Andre Lapointe May 30, 2026

How to borrow with bad credit in Canada: what to expect, your options, the 35% APR cap, avoiding guaranteed-approval scams, and rebuilding your score.

Read More ยป
the finance guys logo
  • Personal Loans
  • Business Loans
  • Mortgages
  • Credit Reports
  • Articles
  • Automotive
  • Debt Solutions
  • Articles

Helping Canadians since 2021

Please note we are NOT a lender.