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Mikeal Janifa

Mikeal Janifa writes plain-English guides on borrowing, credit, and everyday money for Canadians at The Finance Guys. He focuses on helping readers understand the real cost of a loan before they sign.

Retail worker at a point-of-sale in a Canadian shop

Alberta’s Minimum Wage: What You Need to Know

Mikeal Janifa July 7, 2024

Discover Alberta’s current minimum wage rate and how it impacts workers and employers. We explain the latest regulations and what you need to know about fair pay in Alberta.

Planning monthly payment dates on a desk calendar

ODSP Payment Dates: Ontario Disability Support Program

Mikeal Janifa July 5, 2024

Discover ODSP payment dates for Ontario’s disability support program. We provide a comprehensive schedule to help you plan your finances effectively.

Filling out a government application form in Canada

What Is a Social Insurance Number (SIN)? Explained

Mikeal Janifa July 4, 2024

Discover what a Social Insurance Number (SIN) is, why it’s crucial for Canadians, and how to obtain one. Learn about SIN requirements and benefits today.

Smartphone showing a bank deposit notification in Canada

GST/HST Tax Credit Payment Dates in Canada

Mikeal Janifa July 3, 2024

Discover the GST/HST tax credit payment dates in Canada and ensure you receive your benefits on time. Learn about eligibility and payment schedules.

Marking payment dates on a calendar in Canada

Canada Fed Deposit Payment Dates and Eligibility

Mikeal Janifa July 1, 2024

Discover Canada’s federal deposit payment dates and eligibility criteria. We’ll guide you through the schedules for various benefits and support programs.

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