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Picture of Mikeal Janifa

Mikeal Janifa

Mikeal Janifa writes plain-English guides on borrowing, credit, and everyday money for Canadians at The Finance Guys. He focuses on helping readers understand the real cost of a loan before they sign.

EI Payment Dates 2026: Your Easy, Complete Guide

Mikeal Janifa June 27, 2026

EI has no fixed monthly date. Here is how 2026 EI payment dates actually work, how much EI pays, and how to make sure your money arrives on time.

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Senior Canadian couple reviewing their 2026 GIS payment dates in a bright home

GIS Payment Dates 2026: Your Complete Income Guide

Mikeal Janifa June 24, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published June 24, 2026 · Last updated June 24, 2026 Looking for the GIS

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Senior Canadian couple reviewing CPP payment dates 2026 at their kitchen table

CPP Payment Dates 2026: Your Complete Pension Guide

Mikeal Janifa June 21, 2026

The full 2026 CPP payment dates, the next payment, how much CPP pays this year, and who qualifies — a plain-language guide for Canadian retirees.

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Senior couple in Canada planning around OAS payment dates 2026

OAS Payment Dates 2026: Your Complete Pension Guide

Mikeal Janifa June 16, 2026

The full 2026 OAS payment dates, how much Old Age Security pays this year, who qualifies, and what to do if a payment is late.

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Parent and child at home, a family that receives Canada Child Benefit payments

CCB Payment Dates 2026: Your Complete Benefit Guide

Mikeal Janifa June 16, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published June 16, 2026 · Last updated June 16, 2026 Looking for the CCB

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Loan agreement document on a desk representing online personal loans in Canada

How Online Personal Loans Work in Canada (2026 Guide)

Mikeal Janifa May 28, 2026

How online personal loans work in Canada: what they cost, the 35% APR cap, how to qualify, and how to choose a lender. A plain-English 2026 guide.

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Calendar showing monthly benefit payment dates

Canada PRO Deposit Dates: Your Complete Guide

Mikeal Janifa July 8, 2024

Stay informed about Canada PRO deposit dates with our comprehensive guide. We’ll help you navigate remittance deadlines and ensure timely compliance.

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Retail worker at a point-of-sale in a Canadian shop

Alberta’s Minimum Wage: What You Need to Know

Mikeal Janifa July 7, 2024

Discover Alberta’s current minimum wage rate and how it impacts workers and employers. We explain the latest regulations and what you need to know about fair pay in Alberta.

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Planning monthly payment dates on a desk calendar

ODSP Payment Dates: Ontario Disability Support Program

Mikeal Janifa July 5, 2024

Discover ODSP payment dates for Ontario’s disability support program. We provide a comprehensive schedule to help you plan your finances effectively.

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Filling out a government application form in Canada

What Is a Social Insurance Number (SIN)? Explained

Mikeal Janifa July 4, 2024

Discover what a Social Insurance Number (SIN) is, why it’s crucial for Canadians, and how to obtain one. Learn about SIN requirements and benefits today.

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