Skip to content
The Finance Guys
  • Personal Loans
  • Automotive
  • Debt Solutions
  • Mortgages
  • Business Loans
  • Credit Reports

Mikeal Janifa

Mikeal Janifa writes plain-English guides on borrowing, credit, and everyday money for Canadians at The Finance Guys. He focuses on helping readers understand the real cost of a loan before they sign.

How Online Personal Loans Work in Canada (2026 Guide)

June 7, 2026May 28, 2026 by Mikeal Janifa
Loan agreement document on a desk representing online personal loans in Canada

How online personal loans work in Canada: what they cost, the 35% APR cap, how to qualify, and how to choose a lender. A plain-English 2026 guide.

Categories Loans

Canada PRO Deposit Dates: Your Complete Guide

June 7, 2026July 8, 2024 by Mikeal Janifa
Calendar showing monthly benefit payment dates

Stay informed about Canada PRO deposit dates with our comprehensive guide. We’ll help you navigate remittance deadlines and ensure timely compliance.

Categories Information

Alberta’s Minimum Wage: What You Need to Know

June 7, 2026July 7, 2024 by Mikeal Janifa
Retail worker at a point-of-sale in a Canadian shop

Discover Alberta’s current minimum wage rate and how it impacts workers and employers. We explain the latest regulations and what you need to know about fair pay in Alberta.

Categories Information

ODSP Payment Dates: Ontario Disability Support Program

June 7, 2026July 5, 2024 by Mikeal Janifa
Planning monthly payment dates on a desk calendar

Discover ODSP payment dates for Ontario’s disability support program. We provide a comprehensive schedule to help you plan your finances effectively.

Categories Information

What Is a Social Insurance Number (SIN)? Explained

June 7, 2026July 4, 2024 by Mikeal Janifa
Filling out a government application form in Canada

Discover what a Social Insurance Number (SIN) is, why it’s crucial for Canadians, and how to obtain one. Learn about SIN requirements and benefits today.

Categories Information

GST/HST Tax Credit Payment Dates in Canada

June 7, 2026July 3, 2024 by Mikeal Janifa
Smartphone showing a bank deposit notification in Canada

Discover the GST/HST tax credit payment dates in Canada and ensure you receive your benefits on time. Learn about eligibility and payment schedules.

Categories Information

Canada Fed Deposit Payment Dates and Eligibility

June 7, 2026July 1, 2024 by Mikeal Janifa
Marking payment dates on a calendar in Canada

Discover Canada’s federal deposit payment dates and eligibility criteria. We’ll guide you through the schedules for various benefits and support programs.

Categories Loans

Recent Posts

  • How Personal Loan Interest Rates Work in Canada (2026)
  • How to Borrow With Bad Credit in Canada (2026)
  • How Online Personal Loans Work in Canada (2026 Guide)
  • Canada PRO Deposit Dates: Your Complete Guide
  • Alberta’s Minimum Wage: What You Need to Know
  • ODSP Payment Dates: Ontario Disability Support Program
  • What Is a Social Insurance Number (SIN)? Explained
  • GST/HST Tax Credit Payment Dates in Canada
  • Canada Fed Deposit Payment Dates and Eligibility

The Finance Guys

Plain-English guides to borrowing, credit, and everyday money for Canadians — so you understand the real cost before you sign.

The Finance Guys is part of the same group of companies as some of the lenders and services we link to, including Loanspot, and may be compensated when you apply through our links.

Guides

  • Personal loans in Canada
  • How online loans work
  • How interest rates work
  • Borrowing with bad credit

Explore

  • Credit & your score
  • Debt solutions
  • Mortgages
  • All articles
© 2026 The Finance Guys · For informational purposes only — not financial advice. Always review a lender’s full terms before borrowing.
© 2026 The Finance Guys • Built with GeneratePress