Skip to content
the finance guys logo
  • Personal Loans
  • Automotive
  • Debt Solutions
  • Mortgages
  • Business Loans
  • Credit Reports
  • Personal Loans
  • Automotive
  • Debt Solutions
  • Mortgages
  • Business Loans
  • Credit Reports

Articles

Picture of Mikeal Janifa

Mikeal Janifa

Mikeal Janifa writes plain-English guides on borrowing, credit, and everyday money for Canadians at The Finance Guys. He focuses on helping readers understand the real cost of a loan before they sign.
Working out how much is ODSP for your household by reviewing the monthly statement at home

How Much Is ODSP in 2026? Amounts, Rates and Rules

Mikeal Janifa August 21, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 21, 2026 So how much is ODSP in 2026? Following the 1.9%

Read More »
Ontario resident preparing to apply for ODSP online with documents beside a laptop

Apply for ODSP Online: 7 Easy Steps for 2026

Mikeal Janifa August 18, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 18, 2026 · Last updated August 18, 2026 You can apply for

Read More »
MyBenefits ODSP sign-in on a laptop at home

MyBenefits ODSP: Easy 2026 Guide to Your Online Account

Mikeal Janifa August 15, 2026

MyBenefits ODSP is the free online portal for checking ODSP payments, reporting income and messaging your caseworker. Here is how to sign up and use it.

Read More »
Seniors discounts Ontario: couple totalling their monthly savings at home

Seniors Discounts in Ontario: Your Easy 2026 Savings Guide

Mikeal Janifa August 12, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 12, 2026 · Last updated August 12, 2026 Seniors discounts in Ontario

Read More »
CPC SCP charge check: couple reviewing a credit card statement on a phone

CPC SCP Charge Explained: Your Easy 2026 Guide

Mikeal Janifa August 9, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 9, 2026 · Last updated August 9, 2026 A CPC SCP charge

Read More »
Canada RIT deposit surprise: checking an unexpected CRA payment on a phone

Canada RIT Deposit 2026: Your Complete Tax Refund Guide

Mikeal Janifa August 6, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 6, 2026 · Last updated August 6, 2026 A Canada RIT deposit

Read More »
Canada FPT deposit checked in a mobile banking app at home

Canada FPT Deposit Explained: Easy 2026 Payment Guide

Mikeal Janifa August 3, 2026

By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published August 3, 2026 · Last updated August 3, 2026 A Canada FPT deposit

Read More »
Ontario Works payment dates 2026 circled on a monthly desk calendar

Ontario Works Payment Dates 2026: Your Easy Monthly Guide

Mikeal Janifa July 31, 2026

Every 2026 Ontario Works payment date, what time deposits land, current maximum amounts, and how to keep payments arriving on time.

Read More »
Single mother and daughter at home in Canada, family supported by single parent benefits

Single Parent Benefits Canada: Easy 2026 Program Guide

Mikeal Janifa July 28, 2026

Single parent benefits in Canada for 2026: the CCB, GST/HST credit, provincial child benefits, and housing help, program by program.

Read More »
Filling out an application after working through how to choose a loan in Canada

How to Choose a Loan in Canada: Easy 7-Step 2026 Guide

Mikeal Janifa July 25, 2026

How to Choose a Loan in Canada: The 7-Question Framework By Mikeal Janifa, Personal Finance Writer at The Finance Guys · Published July 25, 2026

Read More »
Page1 Page2 Page3
the finance guys logo
  • Personal Loans
  • Business Loans
  • Mortgages
  • Credit Reports
  • Articles
  • Automotive
  • Debt Solutions
  • Articles
  • Contact

Helping Canadians since 2021

Please note we are NOT a lender.