If you want the benefit payment dates for every major Canadian program in one place, this is that page. Below you will find the full 2026 calendar for CPP, OAS, GIS, the Canada Child Benefit, the GST/HST credit, the Ontario Trillium Benefit, the Canada Workers Benefit advance, EI, and ODSP — plus the rules that decide when each deposit lands, why some arrive early, and what to do when one is late.
Quick answer: Canadian benefit payment dates follow fixed program calendars: CPP, OAS, and GIS arrive near the end of each month; the Canada Child Benefit around the 20th; the Ontario Trillium Benefit on the 10th; the GST/HST credit quarterly; and the Canada Workers Benefit advance in January, July, and October. When a date falls on a weekend or holiday, payment moves to the last business day before it — never later.
2026 Benefit Payment Dates at a Glance
Every program below runs on its own calendar, so the smartest way to plan your month is to see all the benefit payment dates side by side. Here is the master view for 2026:
| Benefit | How often | 2026 benefit payment dates (rule) |
|---|---|---|
| CPP (incl. CPP disability) | Monthly | Near month-end — e.g. July 29, August 27 |
| OAS and GIS | Monthly | Same calendar as CPP — near month-end |
| Canada Child Benefit (CCB) | Monthly | The 20th, or the business day before |
| GST/HST credit → CGEB | Quarterly | Jan 5, Apr 2, Jul 3, Oct 5 |
| Ontario Trillium Benefit (Canada PRO) | Monthly | The 10th, or the business day before |
| Canada Workers Benefit advance (ACWB) | 3 per year | Jan 12, Jul 10, Oct 9 |
| Employment Insurance (EI) | Biweekly | No fixed calendar — ~2 business days after each report |
| ODSP / Ontario Works | Monthly | Last business day of the month |
Below, each program gets its own section with the exact 2026 dates and a link to our full guide for that benefit, where you will find eligibility rules, amounts, and what to do if a payment does not show up.
A practical way to use this calendar: most households see two natural clusters. Mid-month brings the CCB around the 20th and the OTB just before it on the 10th, while the final week of the month stacks CPP, OAS, GIS, and ODSP within a few days of each other. Lining up your rent, utilities, and other large bills a few days after the cluster that funds them is the simplest way to stop a slow deposit from turning into a missed bill.
CPP Payment Dates for 2026
The Canada Pension Plan is paid monthly, in the last week of the month. The same calendar covers CPP retirement, CPP disability, and children’s benefits, so one set of benefit payment dates serves the whole program family:
| Month | 2026 CPP payment date |
|---|---|
| January | January 28, 2026 |
| February | February 25, 2026 |
| March | March 27, 2026 |
| April | April 28, 2026 |
| May | May 27, 2026 |
| June | June 26, 2026 |
| July | July 29, 2026 |
| August | August 27, 2026 |
| September | September 25, 2026 |
| October | October 28, 2026 |
| November | November 26, 2026 |
| December | December 22, 2026 |
December is always the early one — the payment moves up ahead of the holidays. For how CPP amounts are calculated, the choice between taking it at 60, 65, or 70, and what to do about a missing deposit, see our full CPP payment dates guide.
OAS and GIS Payment Dates for 2026
Old Age Security and the Guaranteed Income Supplement share the CPP calendar exactly, which is why seniors receiving all three see the deposits land together. If you receive OAS, your GIS arrives in the same payment on the same day — there is no separate GIS schedule to track.
That means one list of benefit payment dates covers all three programs: January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, and December 22, 2026. The details differ program by program, though — our OAS payment dates guide covers the pension side, including the higher rate at 75, and our GIS payment dates guide explains the income-tested supplement, who qualifies, and why filing taxes on time protects it.
Canada Child Benefit Payment Dates for 2026
The Canada Child Benefit is paid monthly around the 20th, with the same business-day rule as every other CRA program — when the 20th falls on a weekend or holiday, the money arrives on the last business day before it. The 2026 CCB benefit payment dates are:
| Month | 2026 CCB payment date |
|---|---|
| January | January 20, 2026 |
| February | February 20, 2026 |
| March | March 20, 2026 |
| April | April 20, 2026 |
| May | May 20, 2026 |
| June | June 19, 2026 |
| July | July 20, 2026 |
| August | August 20, 2026 |
| September | September 18, 2026 |
| October | October 20, 2026 |
| November | November 20, 2026 |
| December | December 11, 2026 |
Note the three early months: June 19, September 18, and the notably early December 11 holiday payment. Amounts, eligibility, and the July recalculation that can change your deposit mid-year are covered in our CCB payment dates guide.
GST/HST Credit Dates and the New CGEB
The GST/HST credit runs quarterly rather than monthly. In 2026 the payments land on January 5, April 2, July 3, and October 5 — roughly the fifth day of January, April, July, and October, shifted earlier around weekends.
2026 is also a transition year: starting with the July 3 payment, the credit begins flowing under the new Canada Groceries and Essentials Benefit (CGEB) framework, which builds on the same quarterly rhythm. You do not need to apply for anything new — eligibility still comes from filing your tax return, and the deposit may simply appear under a new label. Our GST/HST credit payment dates guide tracks the schedule and the transition.
Ontario Trillium Benefit and Canada PRO Dates
If you see a deposit labelled Canada PRO, that is your provincial credit — for Ontarians, the Ontario Trillium Benefit. The OTB is paid monthly on the 10th, moved to the last business day before whenever the 10th falls on a weekend or holiday. In 2026 that shifts three months: January 9, May 8, and October 9; every other month pays on the 10th.
The OTB bundles three credits — sales tax, energy and property tax, and the Northern Ontario energy credit — into one payment, and totals of $360 or less arrive as a single lump sum instead of monthly. The full breakdown lives in our Ontario Trillium Benefit payment dates guide and the companion Canada PRO deposit guide.
Canada Workers Benefit Advance Dates
The Advanced Canada Workers Benefit (ACWB) sends up to half of your estimated Canada Workers Benefit ahead of tax time, in three instalments per benefit year. The CRA issues these on the 12th of January, July, and October, moved earlier for weekends and holidays — so the 2026 benefit payment dates are:
- January 12, 2026 (a regular Monday)
- July 10, 2026 (the 12th is a Sunday)
- October 9, 2026 (the 12th is Thanksgiving Monday)
There is no separate application — if your tax return qualifies you for the Canada Workers Benefit, the CRA enrols you in the advance payments automatically. These deposits often show up under the Canada Workers Benefit or a generic CRA label depending on your bank.
EI: Why There Is No Fixed Calendar
Employment Insurance is the one major program you will not find on a fixed list of benefit payment dates. EI runs on a personal biweekly cycle: you submit a report every two weeks, and payment typically arrives about two business days later by direct deposit. Two people on EI can be paid in different weeks, because each person’s cycle starts from their own claim date.
That design means an “EI payment dates 2026” calendar simply cannot exist — but the rhythm is predictable once your claim is running. Our EI payment dates guide explains the reporting cycle, the first-payment timeline, and what slows a deposit down.
ODSP and Other Month-End Payments
The Ontario Disability Support Program pays on the last business day of each month — January 30, February 27, March 31, April 30, May 29, June 30, July 31, August 31, September 30, October 30, and November 30 in 2026, with December issued early (around December 22) for the holidays. Ontario Works follows the same last-business-day pattern.
Because ODSP lands at the very end of the month while CPP and OAS land a few days earlier, households receiving more than one program should map the cluster of month-end benefit payment dates together. The details — including ODSP health and housing supports — are in our ODSP payment dates guide.
Canada FED, Canada PRO, and Deposit Labels
The name in your bank statement is a label, not a program. The federal government groups several credits under Canada FED (commonly the CCB, GST/HST credit, and Canada Workers Benefit payments), while Canada PRO carries provincial programs like the Ontario Trillium Benefit. The same benefit can appear under different labels at different banks.
So if an unfamiliar deposit arrives, check the date first: match it against the benefit payment dates on this page and you can usually identify the program in seconds. For a deeper decode of the federal label, see our Canada FED deposit guide.
How Weekends and Holidays Shift Benefit Payment Dates
Every program on this page follows the same convention: payments move earlier, never later. The CRA and Service Canada do not issue deposits on weekends or federal statutory holidays, so when a scheduled date lands on one, the money is released on the last business day before it.
In practice, that is why 2026 has an OTB payment on January 9 instead of the 10th, a CCB payment on June 19 instead of the 20th, and an ACWB payment on October 9 instead of the 12th. December compresses hardest — several programs issue their December payments in the week of the 11th to the 22nd so the money clears before the holiday closures. If you budget around specific benefit payment dates, treat the scheduled date as the latest the deposit should arrive, and enjoy the occasional early one.
How to Keep Your Payments Arriving on Time
Almost every late or missing benefit traces back to one of four causes, and all four are preventable:
- File your tax return every year, on time — the CCB, GST/HST credit (CGEB), OTB, GIS, and Canada Workers Benefit are all calculated from it, even if you had no income. No return, no payment.
- Use direct deposit — it arrives on the payment date itself, while mailed cheques can trail by days. Set it up once in CRA My Account or through your bank.
- Keep your details current — a closed bank account, an old address, or an unreported change in marital status are the classic payment-stoppers.
- Know the waiting rule — the CRA asks you to wait 5 to 10 business days after the scheduled date before calling to trace a missing payment; most “missing” deposits are bank-processing lag.
You can confirm any date on the official Government of Canada benefits payment calendar and the CRA benefit payment dates page.
Frequently Asked Questions About Benefit Payment Dates
What are the benefit payment dates for 2026 in Canada?
Each program has its own calendar: CPP, OAS, and GIS pay near the end of each month; the Canada Child Benefit around the 20th; the Ontario Trillium Benefit on the 10th; the GST/HST credit (CGEB) quarterly on January 5, April 2, July 3, and October 5; and the Canada Workers Benefit advance on January 12, July 10, and October 9. The tables above list every 2026 date.
Why did my benefit payment come early this month?
Because the scheduled date fell on a weekend or holiday. Federal and provincial benefit payment dates always move to the last business day before the scheduled date, never after it. December payments are often several days early so they clear before holiday closures.
Do all government benefits arrive on the same day?
No. Each program runs its own calendar — CPP and OAS near month-end, CCB on the 20th, OTB on the 10th, the GST/HST credit quarterly, and EI on a personal biweekly cycle. If you receive several benefits, expect deposits spread across the month rather than one combined payment.
What should I do if a benefit payment is late?
Wait 5 to 10 business days after the scheduled date, since bank processing and mail can both add time. Meanwhile, confirm your tax return is filed, your direct deposit details are current, and your address is up to date in CRA My Account. If the payment still has not arrived, contact the CRA or Service Canada to trace it.
Do I need to file taxes to get these benefits?
For most of them, yes. The CCB, GST/HST credit (CGEB), Ontario Trillium Benefit, GIS, and Canada Workers Benefit are all calculated from your tax return, even if you earned nothing. Filing late is the single most common reason benefit payments stop.
What is the Canada Groceries and Essentials Benefit?
The CGEB is the successor framework to the GST/HST credit, phasing in with the July 2026 quarterly payment. It keeps the same quarterly schedule and the same tax-return-based eligibility, so recipients do not need to reapply — the deposit may simply carry a new name.
How do I figure out which deposit I just received?
Match the deposit date against the benefit payment dates on this page, then check the label. A month-end deposit is usually CPP, OAS, or GIS; the 20th points to the CCB; the 10th to the Ontario Trillium Benefit; and a quarterly one in the first week of January, April, July, or October is the GST/HST credit. CRA My Account lists every payment it has issued to you if you are still unsure.
Are these benefit payments taxable?
It varies. The CCB, GST/HST credit, OTB, and GIS are tax-free. CPP, OAS, and EI are taxable income. If you receive a mix, remember that the tax-free credits never appear on your return as income, while the pensions and EI do.
The Bottom Line on 2026 Benefit Payment Dates
You do not need to memorize a dozen calendars — you need one page that holds them all, and a routine that keeps the money flowing: file your taxes on time, use direct deposit, and keep your details current. Bookmark this master list of benefit payment dates, check the program guides linked above for amounts and eligibility, and build your monthly budget around dates you can actually rely on.
This article is for general information only and is not financial or legal advice. Benefit amounts, schedules, and program rules can change — confirm the details for your situation with the Canada Revenue Agency, Service Canada, or a licensed advisor.
About the Author
Sources: Government of Canada — Benefits payment dates calendar; Canada Revenue Agency — Benefit payment dates.
