Andre Lapointe, Author at The Finance Guys

How Personal Loan Interest Rates Work in Canada (2026)

June 7, 2026June 1, 2026 by Andre Lapointe

Chart of personal loan interest rates over time with a calculator in Canada

What sets your personal loan interest rate in Canada, how APR works, the 35% cap, and how to get a lower rate.

How to Borrow With Bad Credit in Canada (2026)

June 7, 2026May 30, 2026 by Andre Lapointe

Person reviewing finances while considering a bad credit loan in Canada

How to borrow with bad credit in Canada: what to expect, your options, the 35% APR cap, avoiding guaranteed-approval scams, and rebuilding your score.